Orbis Finance (“Orbis”) is a novel financial platform to facilitate a transparent transaction in all facets of automotive lending. Orbis means “world” in Latin. Our global perspective of the lending transaction serves to motivate innovation and bring the benefits of technology to all. 

 

The Company's blockchain supported portal brings together borrowers, lenders and ecosystem participants in a controlled environment. The portal utilizes our proprietary algorithm to evaluate the consumer's current credit situation. This evaluation accurately predicts the performance of each loan and provides the guidelines needed to properly structure the required down payment, instalment amount, loan term, and interest rate.

 

By eliminating traditional banking and risk management barriers, Orbis provides transparent conditions for both sides, creating a superior credit alternative to anything available today. Orbis neutralizes the lender’s credit risk, and in the case of a default, provide an alternative mechanism for managing the debt collection in the borrower’s country of residence.

 

Orbis has a Patent Pending with the U.S. Patent Office regarding the Company’s business processes and utility.

Why Orbis

  • Orbis is a global peer-to-peer auto lending platform supported by blockchain ledger protocol and applied smart contracts.

 

  • The Orbis platform provides a standardized ecosystem to underwrite, originate, control, execute and service the entire consumer auto lending process.

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  • The use of the blockchain technology creates a secure, high integrity transaction environment that increases transparency.

 

  • The U.S. market for auto dealers and lenders is highly fragmented

 

  • Lack of counterparty trust and transparency create opportunities for fraud and bad actors

 

  • Using a decentralized blockchain ledger and smart contracts, Orbis eliminates counterparty risk

 

  • The Orbis platform delivers timeliness, convenience and economic value to all participants

 

  • Peer investors receive high yield returns via a secure, collateralized investment.